Spend less than you earn and invest the surplus wisely.
No fancy strategies here, just common sense. This post is purposely kept short, because the advice is meant to be simple, though certainly not easy.
While this simple advice is frequently given, it is amazing how few people actually succeed at following it. The reasons given for failing to save (and potentially getting into debt) vary widely. At the end of the day, for most of the middle class, I think it all boils down generally to not wanting it enough or putting in the hard work required, barring major issues.
Do you want freedom? If so, have you taken a very hard look at your spending for ways to reduce the waste and become more efficient with your earnings? Have you looked into ways to increase your income, including kicking butt to get raises at work and working on additional side gigs or other streams of income? If not, what’s holding you back?
“It is not necessary to do extraordinary things to get extraordinary results.” – Warren Buffett